Stellar XLM Swap No KYC — Frequently Asked Questions

Correct. There are zero AML holds on confirmed orders. All automated risk screening runs before an order is accepted. Once your swap is confirmed and executing, no document window appears, no compliance officer can interrupt, and no withdrawal hold ever activates. The coins go straight from deposit to your wallet. If an order fails pre-trade screening, it is declined before your deposit arrives — we never freeze funds that are already inside the system.

There is no account on Stellar Swap. You cannot create one even if you wanted to. Open the exchange widget, choose your pair, enter your destination wallet, and start the swap. No email, no password, no profile is ever created or stored. The whole process from opening the page to creating an order takes under two minutes.

All 60+ supported assets are available with full anonymity and zero KYC. This includes Stellar Lumens, Bitcoin, Ethereum, Monero, XRP, USDT (seven networks), BNB, Solana, Cardano, Dogecoin, Toncoin, DASH, Zcash, Arbitrum, Polygon, Bitcoin Cash, PEPE, TRON, DAI, USDC, Sui and more. See the complete list in the exchange widget on the homepage.

Our engine queries live market data feeds at the moment you create an order and prices your swap against current market conditions at that instant. We do not cache quotes or inflate spreads. The rate shown in the widget reflects real market pricing, and it is locked for 30 minutes so confirmation-window volatility cannot reduce what arrives in your wallet.

No hidden fees. Our service margin is embedded in the displayed exchange rate. The amount shown in the "you receive" field is what your wallet receives, minus only the standard outgoing network fee charged by the destination blockchain. No separate commission line, no surprise deduction after the fact. What the widget shows is what lands in your wallet.

The 30-minute lock protects you from market volatility while your crypto is in transit to the deposit address and waiting for on-chain confirmations. If your deposit confirms within the window, you receive the rate shown at order creation. If the timer expires before confirmation, the swap executes at the then-current market rate. Send your deposit promptly after creating the order to stay inside the lock window.

The minimum order is $100 USD equivalent in any asset. The maximum is $282,100 USD equivalent per order. Both limits apply equally to all users with no tiers and no verification that unlocks higher caps. The exact amounts in your chosen cryptocurrency are displayed in the widget before you confirm anything.

Stellar (XLM) swaps typically complete in 2 to 8 minutes given the network's fast block times. Tron, Solana and TON swaps often finish in under 5 minutes. Bitcoin swaps take 15 to 25 minutes. Once your deposit confirms, the outgoing payment fires automatically with no human review step in between.

1. Open the widget and select your send and receive assets from the live rate list. 2. Enter the wallet address where you want to receive funds. No other information is needed. 3. A unique one-time deposit address is generated for your order and the rate locks for 30 minutes. 4. Send your crypto from any wallet to that deposit address. 5. Once confirmed on-chain, the swap executes automatically and funds are sent to your destination wallet. No human review occurs at any step.

If your deposit falls below the minimum shown on your order page, the automated engine will not trigger the swap. Contact support@changexlm.exchange immediately with your Order ID and the transaction hash. Always check the minimum amount shown on the order page before sending from your wallet.

The absolute minimum needed to route the swap: a one-time deposit address, your destination wallet, the asset pair, and an order timestamp. All of this lives in a temporary PHP session. When your browser closes, the link between this session data and your device is permanently severed. We have no user database, no persistent transaction records, and no history linked to any individual because none is ever created.

Stellar Lumens and Bitcoin are transparent ledgers — every transaction is visible and permanently traceable on-chain. Monero uses Ring Confidential Transactions, stealth addresses and Ring Signatures to make all transaction details cryptographically private. Converting XLM or BTC to XMR severs the on-chain link between your previous transaction history and your new Monero balance. Stellar Swap handles this route with no KYC and no registration required.

Yes. USDT to Monero is one of the most popular routes on Stellar Swap and requires no verification whatsoever. We support all seven USDT networks: ERC20, TRC20, BEP20, Arbitrum, Polygon, Solana and TON. Choose the network your USDT is on, enter your Monero address, and complete the swap at a live market rate with no KYC at any step. TRC20 is typically the fastest and lowest-fee option.

Yes, and we actively support it. Traffic from Tor exit nodes and VPN services receives identical treatment to direct connections — no extra CAPTCHA, no blocks, no friction. Combining network-level privacy with our application-level zero-collection architecture gives you the most thorough anonymity available.

No. We do not provide wallets, we do not maintain user balances, and we do not hold private keys on your behalf. Your crypto sits at a one-time deposit address only for the brief on-chain confirmation period. It then moves directly from our routing infrastructure to your destination wallet. There is no intermediate account balance and no custodial risk at any stage.

First confirm on a block explorer that your transaction is fully confirmed with the required number of confirmations — not just broadcast. Also verify you sent to the correct deposit address for your specific order. If the transaction is confirmed and more than 30 minutes have passed, email support@changexlm.exchange with your Order ID (format ORD-XXXXXXXX) and your transaction hash. Our team resolves stuck orders quickly.

Sending an asset that does not match your order is a critical error the automated engine cannot process on its own. Contact support immediately at support@changexlm.exchange with your Order ID, the transaction hash, and a full description of what was sent. We will attempt recovery on a best-effort basis. The sooner you report it, the better the outcome.